Bankruptcy Plus® is much more than just a forms program for Chapter 7, 11, 12, and 13 bankruptcies. It is a flexible, fully integrated system designed for optimum data entry, reporting, and case management efficiency. Learn about the many features of Bankruptcy Plus by clicking on the items listed below. Electronic Filing Bankruptcy Forms Customizing Forms Chapter 13 Plans Mailing Matrix Importing Case Data Exemption Sets Common Creditor List Common Text Client Questionnaire Status Reports Note to File Chapter 13 Plan Calculator Online Credit Reporting Archive and Restore On-Line Help Data Integrity Network Compatible  Chapter Conversion Means Testing     Electronic Filing Print your forms to a PDF file for electronic filing by simply checking a box after selecting the forms to be printed. (This feature requires that you have Adobe Acrobat installed on your computer). Bankruptcy Plus includes the capability to create all of the files required for electronically filing cases with the Bankruptcy Courts. This includes the Case Upload file for the CM/ECF system, the PDF file containing the forms, the creditor matrix text file, and Chapter 13 Plan PDF file. The files for a case can be created all at the same time, and you can automatically upload the case to your Court's electronic filing web site. [back to top] Bankruptcy Forms Bankruptcy Plus contains a suite of forms required for filing petitions, as well as for post-petition notices, motions, and orders. Forms for use in cases where the attorney is representing a party other than the debtor, such as an involuntary petition, proof of claim, and other motions and orders. We have also provided for pro se filings and non-attorney bankruptcy preparers. Voluntary & Involuntary Petitions Schedules & Summary of Schedules Statement of Financial Affairs Notices, Motions & Orders Mailing Matrix Proof of Claim Cover Sheets Local Forms Case Status Reports Client Work Sheets Chapter 13 Plans   The forms that can be printed using Bankruptcy Plus are organized into forms packages, which are simply groupings of forms. You can arrange the forms into your own groupings to create a customized forms package. All the forms in a package can be printed at one time, or one or more forms can be selected individually for printing. Forms may be previewed on the screen and/or printed to a printer. [back to top] Customizing Forms Most forms can be loaded to the built-in word processor for editing and printing. Forms may be previewed on the screen and/or printed to a printer. The forms can easily be added and customized to meet specific needs providing ultimate flexibility.  [back to top] Chapter 13 Plans Chapter 13 Plans for a number of Districts, along with a generic plan, are included with the program. Additional plans are included as we complete them. The built-in word processor is used to print and edit plans. Alaska Arizona Arkansas California Central California Eastern California Northern California Northern (Santa Rosa) California Southern Colorado Connecticut District of Columbia Florida Middle Florida Southern Georgia Middle Georgia Northern Georgia Southern Hawaii Illinois Northern  Illinois Southern Kentucky Eastern Maryland  Massachusetts Michigan Eastern Michigan Western Minnesota  Montana New Jersey  New York Northern New York Southern Oregon Pennsylvania Middle Pennsylvania Western Puerto Rico South Carolina Tennessee Eastern Texas Northern Texas Southern Texas Western (Austin) Texas Western (El Paso) Texas Western (Midland) Texas Western (San Antonio) Texas Western (Waco) Virginia Eastern Washington Eastern Washington Western West Virginia Northern Wyoming Generic plan    [back to top] Mailing Matrix Bankruptcy Plus includes  the mailing matrix formats for all districts specified by the Bankruptcy Courts.  Some of these are also configured for output to a disk file, as required in some districts. All matrix formats can be adjusted by the user. [back to top]   Importing Data for a Case Bankruptcy Plus can import creditor and liability data, as well as shareholder and stock holdings data, from spreadsheets and text files. A list of creditor names and addresses can be added to the Common Creditor List, or a list of names, addresses, claim amounts and related information can be added to the Schedules for a specific case. [back to top] Exemption Sets Bankruptcy Plus contains the Federal property exemption lists as well as all of the State property exemption lists. These lists can be edited under the Setup menu. Bankruptcy Plus tracks the exemptions claimed and provides warnings if the available exemption amount is exceeded. In states where there is a choice between state and federal exemptions, you have the option of setting up exemption claims for each property under both sets for comparison purposes. The exemption set does not need to be selected until the exemption schedules are ready to be printed. In states where only one exemption set is available, Bankruptcy Plus automatically fills in the Exemption set field. [back to top] Common Creditor List You can build a Common Creditor list containing names and addresses of creditors that appear frequently in bankruptcy cases and select them when needed. Additional lists of other parties who require notice of a bankruptcy can also be created. [back to top] Common Text The Common Text feature enables you to enter words or phrases that you use frequently and assign them to CTRL-key combinations. Insert the common text in any field with a single keystroke. You can also set up a list of common text entries under a single CTRL-key combination so you can choose from the list when inserting text. [back to top] Client Questionnaire A questionnaire/work sheet can be printed from the program and given to the debtor to fill in. This document captures the information required for the initial filing of the bankruptcy petition. The questionnaire can be customized to meet your needs. [back to top] Status Reports Bankruptcy Plus provides a number of management reports for tracking the status of your cases. A follow up report may be generated to show cases that have certain dates that lie in a given range. For example, the report can be printed to show all cases whose creditors' meeting occurs between the 1st and the 15th of the following month. Case analysis reports provide information on debts vs. non-exempt assets, a Chapter 12 or 13 plan payout schedule, and a Chapter 7 liquidation analysis. [back to top] Note to File A Note to file is text placed in the Bankruptcy Plus database for information purposes or as a reminder for action. Notes to file can be saved as general notes, or linked to a specific case. The number and size of notes written or attached to a particular case is unlimited. A Note to file can be set up so that a reminder appears on the computer screen on the follow up date. The notification continues each time any user logs in until the follow up date is cleared or the note is deleted. [back to top] Chapter 13 Plan Calculator Bankruptcy Plus provides a great deal of flexibility for setting up plans for Chapter 13 cases. Fields exist for specifying when and how each class of creditors will be paid, provisions for payment of attorney fees, and trustee fee calculation.   Once the parameters for a plan have been entered, including classifying claims to be paid, the program can calculate the number of months for the plan, the amount of monthly payment required, or the percentage to be paid to the general unsecured creditors. [back to top] Online Credit Reporting Using the Online Credit Reporting feature, you can request and download a consumer credit report for your client over the internet. This feature interfaces with the system of Online Credit Reporting Corporation, which provides credit reports with combined information from the three major credit reporting bureaus. (Requires a subscription to the service provided by Online Credit Reporting Corporation.) After downloading the credit report, choose which claims should be imported to which schedules, saving time in data entry, and reducing the likelihood that creditors could be omitted. You can also view the consumer credit report in PDF format. [back to top] Archive and Restore Case data can easily be transported between home and office computers by archiving cases to a disk.  This is also useful for case backups. You can also copy case information such as liability and property lists from one case to another. [back to top] Help On-line help screens are available throughout the program, and provide context sensitive information, as well as the Windows "search" and "contents" help selections. [back to top] Data Integrity Enter information only once in any order, and link related items such as property and creditors' claims. Bankruptcy Plus does the sorting and calculations automatically. If you change an item, all windows that use that data are automatically updated. [back to top] Network Compatible Bankruptcy Plus will run operate under Microsoft Windows for Workgroups, Novell Netware, and other Windows compatible networks. The program can be installed as a single-user or multi-user copy, referring to simultaneous access. [back to top]   Chapter Conversions With the click of a button you can convert between chapters without losing the data entered. [back to top] Means Testing The Bankruptcy Plus Means Tests module is a quick and easy way to calculate the Chapter 7 means test, as well as the current monthly means for Chapters 11 and 13.   Enter average 6-month means figures or the amount for each of the previous 6 months, or even an annual amount, and Bankruptcy Plus calculates the average.   All median income and IRS Standards figures are built into the program, and Cornerstone Computer Group will send you updates for these tables as needed.   The Means Test module updates the result of the Means Test every time you change an income, expense, or debt payment amount.